Chikamu 8 cheNhungamiro yeZvibvumirano Zvokuremara Kwemapfungwa Ehutano Hwepfungwa
Dambudziko Rokuremara Rutsigiro Chikamu 8 (Gwaro Rokupedzisira) - Ndezvipi Zvokuremara Zvipo Unogona Kugamuchira?
Kuramba tichienderera mberi mukukurukurirana kwedu pamusoro pekuremara (tarisa mazita ezvinyorwa pasi apa) mubvunzo unokosha unogara uchibuda. Chii chichava kukosha kwezvibatsiro zvako kana sarudzo yako ichibudirira? Chii chinonzi mari yekuti iwe unogona kutarisira kubhadharwa pamwedzi?
Iwe uchapihwa nezvekurapa? Pane humwe hupi hupi huchawanikwa? Zvichipa mari inowanikwa munguva uye kukanganisika, ndeye kudzoka kunokosha kwekutsvaga? Mhinduro yemibvunzo iyi inonyanya kuvimba nemamiriro ako chaiwo.
Inshurensi yeUkuremara Kwemagariro evanhu (SSDI)
Kuwanda kwekuremara kunobatsira iwe uchawana nokuda kweSDD kunobva pahuwandu hwemari yawakawana muupenyu hwako hwose. Hazvifungi kuti kuremara kwako kunoitika sei, kana kuti mari yako yemhuri. Muna 2016, chiremera chekuremara chaiva $ 1,166 pamwedzi pamwe nehuwandu hwekuremara huripo $ 2 639 pamwedzi. Iwe unogona kudzokorora nhoroondo yako yekuwana muHarare Social Statement yaunogamuchira gore roga roga kana iwe unogona kutaurirana neSocial Security Administration nokuda kweyizivo. Nhengo dzemhuri yako (mukaro nevana) vanogonawo kukodzera kubatsirwa. Mushure mekunge makagamuchira mararamiro ekuremara kwemakore maviri, muchakodzera kuMedare.
Supplemental Security Income (SSI)
Kana ukasangana nehutano hwehutano hwekuremara, asi iwe hausati wawana zvinowanikwa mari, iwe unofanirwa kuve wakakodzera SSI, iyo inoita mwedzi mumwe nomumwe kubhadhara kune vanhu vane mari shoma uye zvishoma zvigadzirwa. Mwedzi weSS yehurema huripo huripo hunosiyana zvakanyanya kubva pamari yako uye nemitemo iri munyika yako.
Zvimwe humwe hurema hwekuremara hunobatsira sehutano hwevanhu uye zvidhori zvekudya zviripo kune dzimwe nyika kune avo vanogamuchira SSI. Nzvimbo yako yekuchengetedzwa kwehupfumi yehupfumi inogona kupa tsanangudzo pamusoro pezvipi zvese zvinowanikwa kwauri; dzinogona kusanganisira zvinhu zvakadai sokubatsira imba uye kutakura.
Kazhinji avo vanofanirwa neSSI vanofanirwawo kuwana matampu ezvokudya, asi iwe unoda kuzadzisa shanduro.
Medicaid
Muhuwandu hwehurumende, Medicaid inowanikwa kune avo vanofanirwa neSSI. Iwe uchadzokorora zvakare kubhadhara rimwe shanduro. Kusiyana neMedare, Medicaid inobatsira inotanga panguva imwechete sekuremara. Uyezve, dzimwe nyika dzichabhadhara premium yako yeMedare paunenge wakakodzera kubasa iroro.
Kunzwisisa Mafiro Akaremara - Nyaya
Paunofunga nezvekuremara kunobatsira zvikuru kuverenga kuburikidza nehutatu uhwu kuitira kuti unzwisise nzira yacho zvakadzika. Iwe unogona kunge une mibvunzo kubva pane urongwa uhu unofarira kupindura pakarepo, asi tapota dzoka zvakare kuti udzidze nezvezvimwe zvinetso nemibvunzo. Vanhu vazhinji vanoodzwa mwoyo pavanomhanyira kunonoka mukugadziriswa nekuda kwekudarika kana kutarisa rimwe remibvunzo iyi inokosha.
- Handigoni Kubata Jobho! Ndinoitei? - Mharidzo yekuremara kunobatsira vanhu vane hutano hwepfungwa nehutano.
- Chii chakaremara? - Nyaya iyi inotsanangura tsanangudzo yakazara yezvinorehwa nehurema.
- Ndine Chekufanirwa Nezvipo Zvokuremara Here? - Nyaya iyi inotsanangura muchidimbu zvinotarisirwa kuti zvikwanise kubatsirwa nekuremara. Kuti uve akakodzera iwe unofanirwa kufungisisa kuti chirwere chako chakanyanya sei uye kana iwe hausi kukwanisa kuita basa rako remazuva ano kana rimwe basa mukati mekudzivirira kwako.
- Iko Bipolar Dambudziko Rinofanirwa Nechirwere Chekuremara Kunobatsira Here? - Vanhu vane bipolar disorder vangakwanisa sei kukwanisa kuita nekuremara uye uye sei?
- Ndinotanga Sei Kuremara Kwangu Kushanda? - Kana iwe uchitenda iwe unogona kukwanisa kuremara nekuda kwehutano hwepanyama kana hwepfungwa, chii chinotevera danho? Unotangira kupi?
- Ndedzipi Mashoko Nebhuku Ndiri Kuda? - Mafomu, mafomu, uye mamwe mafomu. Ndezvipi maitiro aunoda kuti uzadze uye ndezvipi zvinyorwa zvaunoda kuwana kuti upedze nzira yekushanda?
- Inguva Yakadini Ichatora Kuti Uwane Mikana Yekuremara? - Kana wapedza zvose zvemafomu uye wopa zvinyorwa zvose zvinodiwa, zvinotora nguva yakareba sei kuti unzwe kana uchikodzera?
Zvitsva Zvitsva
Kuremara kunobatsira kunogona kuvhiringidza kunyange kana uri kunzwa zvakanakisisa. Bvunza shamwari kana nhengo yemhuri kuti ikubatsire kufamba nenzira iyi, kana kuwana mumwe munhu munharaunda yako kana boka rekutsigira rinogona kukweretesa ruoko uye kugoverana nekukanganisa kwako. Panogona kuva nenguva apo inonzwa sokuti hazvibviri kusvika ipapo, asi vanhu vazhinji vanogona kuzviita kuburikidza nehurongwa uye kuwana rubatsiro rwavanoda.
Mushure mokunge uchitarisa nyaya idzi iwe unogona kuva nemimwe mibvunzo yakawanda. Unogona kuda kutanga nemhinduro idzi kumibvunzo 61 pamusoro pekuchengetedzwa kwehutano hwehutano hwehutano.
Uye sechiyeuchidzo kuti kutora nguva yekufamba nenzira iyi kwakakosha, tarisa izvi zvikomborero zvekukodzera SSDI.
Sources:
Social Security Administration. Kushandisa Social Security Disability Benefits. 05/30/16. http://blog.ssa.gov/applying-for-social-security-disability-benefits/