Kuremara ishoko rakazara rinofananidza kukwanisa kwekuita kushandiswa kwemazuva ose. Inowanzoshandiswa kureva kuora mwoyo, kuva muviri (kupora simba), kunzwa (upofu), kunzwisisa (demoenti), ucheche (kutadza pfungwa) kana utano hwepfungwa ( bipolar disorder ). Munhu anogona kuonekwa akaremara kana ane chirwere chinokanganisa kukwanisa kushanda pasina rubatsiro kune unhu hunodiwa kuchengetedza hukama hwakanaka.
Izwi rekuremara rinoshandiswa kureva kune dzimwe nhengo dzehurumende nehurumende zvirongwa zvinopa rubatsiro kune avo vakaremara. Izvo zvipuro zviviri zvakajairika zvinowira pasi pemaambura ekuremara ndeye Social Security Disability Inishuwarenzi (SSDI) uye Supplemental Security Income (SSI). Medicare uye Medicaid zvakarewo zvikamu zvezvirongwa izvi.
Inshurensi yeUkuremara Kwemagariro evanhu (SSDI)
Munguva yehupenyu hwedu, vazhinji vedu tinotenga inshuwarisi pamusoro pengozi dzehupenyu - moto, kuparadza motokari, kunyange rufu. Zvamusingazivi ndezvokuti iwe wakabhadhara inshuwarano yehurema, zvakare. Funga nezvazvo se inshuwarisi iyo apo muviri wako unopera kare kare (Abbott).
FICA Inotsanangurwa
Kunze kwevanhu vose mari yekubhadhara inotorwa nokuda kwe "FICA" iyo zita rakanaka re Social Security. Chikamu chemari iyoyo, anenge masentimita matatu mumatare ega ega eFICA, inopinda Inishuwarenzi yeHuman Security Disability. Cherechedzai izwi rekupedzisira - inshuwarisi.
Icho chinhu chawakabhadhara; inshuwarisi iyo apo iwe usingakwanisi kushanda nyore nyore kana zvachose zvakare nekuda kwezvinetso zvoutano. SSDI inobhadharwa kune vanhu vakashanda kwenguva yakakwana, munguva pfupi yakakwana - kazhinji, hafu yemakore gumi apfuura. (Abbott).
Supplemental Security Income (SSI)
SSI inobhadharwa kune vanhu vane zvishoma kana vasina mari uye mari shoma shoma, avo vanogona kana kuti vasina kumbobvira vashanda.
SSI mibayiro inobhadharwa nehurumende yakawanda yemitero inowanzobhadhara (Abbott).
Medicare
Medicare inishuwarenzi yehutano yehutano yemari kune avo vanopfuura makore 65; iyo inobatsira ye Social Social Security. Inowanikwawo kune vanhu vakave vari SSDI kwemwedzi 24. Kwanise kugadziriswa kunowanika kune mamwe mamiriro ezvinhu chaiwo, asi kazhinji haisi yehutano hwepfungwa. Kune avo vanofanirwa neMurengeti, purogiramu yepamwedzi yega yega ichadziviswa kubva pamutambo wako weSSSDI we mwedzi wega wega.
Medicaid
Medicaid inishuwarenzi yehutano inowanikwa kune avo vari paSSI. Inotungamirirwa nenyika yako uye pamwe chete inobhadharwa nehurumende nehurumende.